Student Insurance
Student Accident & Sickness Insurance Plan
Kent State University College of Podiatric Medicine students are required to have and maintain medical health coverage while enrolled at KSUCPM. To ensure compliance, KSUCPM students are automatically enrolled in and billed for the Student Accident and Sickness Insurance Plan. The annual cost per semester is $738.50. The Plan is administered by Pearce Administration, underwritten by National Union Fire Insurance Company and managed by Leonard Insurance Company Services.
A brochure outlining the plan and coverage details is available at the Student Affairs or click here: http://studentinsurance.com/Schools/OH/OCPM/PDFs/KSUCPMbr12.pdf
The Student Accident & Sickness Insurance Plan is provided as one component of KSUCPM's Student Health Program, along with the primary care available to all KSUCPM students at the Case Western Reserve Health Service and mental health care from Case Western Reserve University Counseling Services. KSUCPM also offers the Optional Dependent Medical Plan for those who wish to purchase coverage for their spouse, domestic partner and children. Information is available on the website at www.studentinsurance.com.
Student Medical Plan Information
Payment is due in accordance with KSUCPM's tuition schedule. Only if a student is currently insured under a comparable health insurance plan, may the student waive off of the KSUCPM plan and receive a credit on the student account. Covered Students enrolled in the KSUCPM Student Accident & Sickness Insurance Plan, may also insure their dependents. Eligible dependents are the Covered Student's spouse (or domestic partner) residing with the Covered Student and the Covered Student's unmarried children up to age 19 (or age 25 if a full-time student) who are not self-supporting. The dependent e nrollment form is available online at www.studentinsurance.com. Dependent eligibility expires concurrently with that of the
Covered Student. Coverage will coincide with the period for which the Covered Student is covered or the date the premium and enrollment form are received by the Plan Administrator, whichever is later.
Dental
All KSUCPM students enrolled in the Student Accident and Sickness Insurance Plan for 2012-2013 have 2 options for dental services. This has to be done at Case Western Reserve University's Dental School, or through Dr. Barther in Independence. Dental service includes (2 per year) checkups, cleanings, and x-rays. Students will be charged for major work, but at a discounted rate. This has to be done at Case Western Reserve University's Dental School, or through Dr. Barther in Independence.
WAIVER PROCESS/PROCEDURE – DEADLINES
Students who are currently insured by a health insurance policy (i.e., their own or through their parents) may waive the KSUCPM insurance plan with proof of other approved insurance. Online waivers must be completed by the last day of the waiver deadline (see below). If the waiver deadline is ignored, the student will be responsible for the insurance premium.
To access the online Waiver Form:
Waiver Deadlines
PLEASE NOTE: Waiver request is valid for one semester only. Students who elect to waive the KSUCPM Student Accident & Sickness Insurance Plan must submit a waiver each semester. All waiver information will be verified with your insurance company as part of the insurance verification process. If insurance status cannot be verified, the waiver will be revoked and the insurance premium will be charged to your student account.
No waivers will be accepted after the last day of the waiver deadline for the term. If the waiver deadlines are ignored, you will be responsible for the insurance premium. Your insurance charge will not be removed from your tuition bill without an approved waiver.
A student who initially waived coverage under the Policy but subsequently experiences ineligibility under another creditable plan may elect to enroll for coverage under the Policy within 31 days of the date of ineligibility under another creditable plan.
Questions/comments about the Student Accident & Sickness Insurance Plan can be directed to the Office of Student Affairs at 216-916-7489.
