PLANNING AND PAYING FOR COLLEGE
It is important to have a financial plan in place to help towards your educational expenses prior to attending college. Use the 3 steps below as a guide to help you prepare before, during and after the financial aid process.
Before you Apply
AM I ELIGIBLE?
View the eligibility criteria for the federal student aid programs.
FINANCIAL AID 101
Learn the basics of financial aid, including about the Free Application for Federal Student Aid (FAFSA), in this 30 minute video.
FINANCIAL AID CHECKLIST
Take a look at our checklist to get an early start and help you keep on track with your financial aid.
To gain a broader understanding and help you plan for college, start with looking and some government and commercial Web sites. These sites can help you get ahead when plotting your course for success.
GET YOUR FSA ID
The first step in the process for applying for federal and state aid is to apply for an FSA ID. Your FSA ID serves as your electronic signature on your FAFSA and signing your Master Promissory Note, if you choose to accept a direct loan. If you are a dependent student, a parent will also need to apply for an FSA ID.
The FAFSA4caster will provide an estimate of your Expected Family Contribution (EFC). The Department of Education provides many other sources of information that will help you understand how to complete the FAFSA.
KENT STATE'S NET PRICE CALCULATOR
Kent State's Net Price Calculator will estimate your financial aid awards and provide you with how much you may need to pay out -of-pocket to attend Kent State University.
KSU SCHOLARSHIP SEARCH
Searching for available Kent State scholarships is easy. Enter the required information, press a button and a list of possible Kent State scholarships will appear before your very eyes.
OTHER SCHOLARSHIP SEARCH SITES
In addition to Kent State scholarships, many commercial sites advertise scholarships available through organizations and businesses.
FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA)
Complete the FAFSA each and every year. Use the FAFSA to apply free for federal and state student grants, work-study and loans.
Scholarships are a great way to help pay for college. Kent State University has hundreds of scholarships available. A group of these scholarships are available in our Student Financial Aid Scholarship Application. Other Kent State scholarships are available directly through school departments or other offices. Use our scholarship search tool to locate the contact information for individual scholarships. There are also many scholarships available from outside organizations and businesses and you can locate these through various scholarship search sites.
Alternative loans are private loans that provide students with additional funding for unmet college expenses. To assist in your search, we do recommend using FastChoice. FastChoice is a private loan selection option that allows students to compare lender rates, terms and benefits.
FEDERAL DIRECT PARENT PLUS LOAN
Parents of dependent undergraduate students are eligible to borrow funds under the Federal Direct PLUS Loan program. If the parent desires to borrow a Parent PLUS Loan to help with educational expenses, an application must be completed.
Check your financial aid status, view your financial aid award info, accept or decline financial aid awards and more .
NSLDS provides a centralized view of your federal loans and grants.
ENTRANCE LOAN COUNSELING
To ensure that you understand the responsibilities of borrowing a Direct Loan, the Department of Education requires all First Time Borrowers to participate in Entrance Counseling.