| Federal Direct Loan Program Loan Limits
|
Level
|
Annual
Subsidized/
Unsubsidized
|
Annual
Additional
Unsubsidized
|
Annual
Additional
Unsubsidized (Independent Students)
|
Total Annual Loan Limits
|
|
Dependent
|
Independent/
Dependent with PLUS denial
|
|
Freshman (0-29 credit hours)
|
$3,500
|
$2,000
|
$4,000
|
$5,500
|
$9,500
|
|
Sophomore (30-59 credit hours)
|
$4,500
|
$2,000
|
$4,000
|
$6,500
|
$10,500
|
|
Junior (60-89 credit hours)
|
$5,500
|
$2,000
|
$5,000
|
$7,500
|
$12,500
|
|
Senior (90+ credit hours)
|
$5,500
|
$2,000
|
$5,000
|
$7,500
|
$12,500
|
|
Graduate
|
$8,500
|
|
$12,000
|
|
$20,500
|
|
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