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Overview of Medical Plans

Please see revised Medical Plans Comparison Chart for 2008 in the Resources column to the right. There is a change due to the recent changes in the Ohio Mental Health Party law.

• Medical plans are available to all full-time faculty and staff, and may be purchased by part-time employees as well.
  
  
• The effective date of coverage is the first full date of your employment.
  
  
• No pre-existing condition exclusion on any of our medical plans.
  
  
• Family coverage is extended to spouse and dependent children up to age 21.
  
  
• Dependent Children age 21-25 must be students as defined by the plan to remain eligible.
  
  
• Vision care is included in all of our medical plans.
  
  
• Annual open enrollment window periods each plan year.
   
• There are three Preferred Provider Organization (PPO) medical plans to choose from:  90/70 PPO, 80/60 PPO and 70/50 PPO.
  
  
• Two major medical carriers, Medical Mutual of Ohio and Anthem Blue Cross/Blue Shield.
  
  
• Medical coverage opt-out option.

For more information, contact the Benefits department at 330-672-3107.