• Please allow 6-7 weeks for processing, certification and funds to be received.
  • Funds will disburse no earlier than 10 days prior to the start of each semester.
  • Once the loan has been certified by Kent State University, there is a federally mandated 10 day waiting period before the disbursement can be made. This is a period where disbursements are held in order for you to have a final chance to change your mind and cancel the loan without penalty.
  • The Truth in Lending Act (TILA) requires you to complete and submit a self-certification form to all lenders for each individual application. Your lender should provide you with this Private Education Loan Application Self Certification document (PDF).
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