Paying for college, navigating financial aid opportunities, planning a budget and managing your financial health may seem daunting at times. Here are a few resources.
PAYING FOR COLLEGE
The first step in understanding financial aid is understanding Financial Need. PNC offers a basic informational video, “Understanding Need:”
PNC also offers a series of informative resources and interactive tools for students on their Financial Literacy 101 Website.
You can find out more information about your tuition, student account balances, financial aid in your Flashline Portal under “Finances.” Kent State has many online resources to help you including Your Guide to Financial Aid, an Online Scholarship Search and the Free Application for Federal Student Aid (FAFSA).
Check out the Kent State Student Financial Aid website for more detailed information.
KSU ONE STOP
New in 2017, the One Stop for Student Services will serve as a single point-of-contact for student customer services previously provided at the Bursar, Registrar and Student Financial Aid offices. One Stop Counselors are cross-trained and provide holistic advising in these areas. The One Stop is on the first floor of the KSU Library and open Monday through Friday 9 a.m. to 5 p.m. Here you can get answers to questions about your bill, financial aid and registration. Call 330-672-6000.
SURVIVING IN COLLEGE FINANCIALLY
There is much information on the internet about planning, budgeting and financial well-being in college. Here are just a few of them.
Kent State offers a free course called CashCourse. CashCourse provides financial education resources to students. It's online, it's free, and it’s noncommercial. CashCourse is the only nonprofit foundation dedicated to improving the well-being of all Americans. CashCourse provides you with a wealth of information about all aspects of personal finance. It can be accessed at any time and wherever you need it!
PNC offers a series of video tutorials to help you understand thinks like budgeting, credit and managing your finances.
Go to the PNC Financial Literacy Page.
- Budgeting: “For most students, debt is a part of life. Federal student loans, for example, are debt, but they are also a sound investment in your future. Maintaining a spending plan can't eliminate all debt, but it will help to minimize unnecessary debt while building healthy financial habits that will serve you through graduation and beyond.”
- Tracking Expenses: “Little expenses can add up in big ways, and tracking your spending is a great first step to reducing your expenses. A budget can also be helpful in saving for one-time expenses, like a vacation or holiday gifts. It's much easier to save a few dollars per week in advance than to be stuck with an unplanned credit card bill.”
- Dealing With Too Little Aid: Meet with counselors in the ONE STOP to make sure you are receiving all the aid for which you are eligible. In this conversation, you can clarify your financial situation. If there is a situation that was unclear in your aid application, or if there has been a change in your family's financial situation, there may be more aid available. Go to the ONE STOP at Kent State University Library First Floor to discuss your options.
- Financial Trouble: Credit Card Risks and Benefits
“For some, major credit card debt happens quickly as the result of a financial emergency - a major medical bill or the loss of a job, for example. But chronic debt rarely happens all at once for most people. Little by little, month after month, their credit card balance increases as the result of unplanned purchases. “
Additional Resources and Links
Repaid, An Artist’s Guide to Student Loans and Financial Self-Advocacy, by Matthew Carlson. 2015.
The Business of Theatrical Design, second edition, James Moody, 2013.
Introductions to Envelope Budgeting: