What voluntary cancer insurance is available for employees?

Kent State University employees are eligible to apply for the Aflac Cancer Care insurance policy.

In the U.S., men have slightly less than a 50 percent lifetime risk of developing cancer. American women have slightly more than a 33 percent lifetime risk of developing cancer.1

Chances are you know someone who has been affected, directly or indirectly, by cancer. You may also know the physical, emotional and financial toll it can take on people and families.

The Aflac Cancer Care insurance policy pays cash benefits upon initial diagnosis of a covered cancer, with a variety of other benefits payable throughout cancer treatment. You can use these cash benefits to help pay out-of-pocket medical expenses, the rent or mortgage payment, groceries or utility bills.

Here’s how it works:

  • Aflac Cancer Care - Premier coverage is selected.
  • Policyholder suffers from frequent infections and high fevers.
  • Physician visit and bone marrow biopsy reveals diagnosis of leukemia.
  • Aflac Cancer Care - Premier insurance policy has total benefits of $52,900.2

Please direct policy questions to Aflac independent agent Derrick Fellows at 216-382-9500 or email derrick_fellows@us.aflac.com.

1 Cancer Facts & Figures 2012, American Cancer Society

2 Note: The above example is based on a scenario for Aflac Cancer Care (Series A78000) – Premier that includes the following benefit conditions: Physician visit (Cancer Wellness Benefit) of $100, bone marrow biopsy (Surgical/Anesthesia Benefit) of $175, NCI Evaluation/Consultation Benefit of $1,000, Initial Diagnosis Benefit of $6,000, venous port (Surgical/Anesthesia Benefit) of $175, Injected Chemotherapy Benefit (10 weeks) of $9,000, Immunotherapy Benefit (3 months) of $1,500, Anti-nausea Benefit (3 months) of $450, Hospital Confinement Benefit (10-week hospitalization) of $33,000, Blood/Plasma Benefit (10 transfusions) of $1,500.

This is a brief product overview only. Coverage may not be available in all states. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent.

Coverage is underwritten by American Family Life Assurance Company of Columbus.