Financial Wellness | University Benefits | Kent State University

Financial Wellness

Financial Wellness for You

Financial wellness refers to the state of financial well-being.  This includes a strong financial foundation of little or no debt, an emergency savings fund, and living below our means.  Like any other form of wellness, this does not happen without knowledge, skills, commitment and planning. 

Let our financial wellness team help you to reach your financial well-being goals.  Below you will find a series of workshops centered around various aspects of financial well-being.  We encourage you to take advantage of these complimentary workshops for Kent State University employees.  

Tuesday
Oct. 9, 2018

12 -1 p.m. 

Heer Hall, Rm. 107 

Financial Wellness Seminar: Retirement Strategies for Women*

This seminar will address the unique challenges women face when saving for retirement and how you can plan to overcome these obstacles. Women face unique challenges in that they tend to live longer than men,have lower average earnings, lower social security benefits and spend less overall time in the workforce. This seminar stresses the need to save for retirement and strategies that can be used to overcome these challenges and get your retirement on track.
(Presenter: Sean Deasy-VALIC) 

A light lunch will be served

Register to attend - Retirement Strategies for Women

Tuesday
Nov. 13, 2018

12 - 1 p.m. 

Heer Hall, Rm. 107

Financial Wellness Seminar: Estate Planning

This seminar will provide practical information on components of estate planning, including incapacity planning, probate, estate taxes, wills and trusts.
(Presenter: Sean Deasy-VALIC)

A light lunch will be provided 

Registration for this session opens on Sept. 4, 2018.
Register to attend - Estate Planning

Tuesday
Dec. 11, 2018

12 - 1 p.m.

Heer Hall, Rm. 107

Financial Wellness Seminar: Investment Planning 

This seminar will explain basic and advanced investing topics to achieve specific financial goals. In this seminar, we will go through the basics of investing and cover topics such as:

  • The difference between saving and investing;
  • The importance of compound interest;
  • The different type of investments available (Stocks, Bonds, Mutual Funds, Annuities);
  • How to build an investment portfolio that is appropriate for you.  

(Presenter: Sean Deasy-VALIC)
 
A light lunch will be provided 

Registration for this session opens on Oct. 1, 2018.
Register to attend - Investment Planning

Wednesday
Jan. 9, 2019

12 - 1 p.m.

Heer Hall, Rm. 107

Financial Wellness Seminar: Life Insurance 

This seminar provides an in-depth look at the different types and uses of life insurance.  Employees will learn how to calculate the amount of life insurance that is appropriate for their needs as well as receive guidance on how to determine which type of policies they should consider.  

(Presenter: Sean Deasy-VALIC)
 
A light lunch will be provided 

Registration for this session opens on Nov. 1, 2018.
Register to attend - Life Insurance

Tuesday
Feb. 19, 2019 

12 - p.m.

Heer Hall, Rm. 107

Financial Wellness Seminar: Tax Planning 

This seminar will help attendees gain a basic understanding of types of taxes and tax planning strategies.  The seminar will cover the different types of tax that we face in our daily lives and provide strategies that can be used to save on the amount of taxes we pay.  Finally, we will discuss tax-favored investments and how you can utilize them to increase your after tax return.  

(Presenter: Sean Deasy-VALIC)
 
A light lunch will be provided 

Registration for this session opens on Dec. 3, 2018.
Register to attend - Tax Planning

Tuesday
Mar. 12, 2019

12 - 1 p.m. 

Heer Hall, Rm. 107

Financial Wellness Seminar: Long-Term Care 

this seminar provides an in-depth look at the challenges of providing ongoing care to family members who become unable to care for themselves. 

(Presenter: Sean Deasy-VALIC)
 
A light lunch will be provided 

Registration for this session opens on Jan. 1, 2019.
Register to attend - Long-Term Care

Tuesday
April 16, 2019

12 - 1 p.m.

Heer Hall, Rm. 107

Financial Wellness Seminar: Social Security and Your Retirement

This seminar will discuss the role of Social Security in retirement planning and the effect of the Windfall Elimination and Government Offset Provision as it relates to OPERS/STRS. The seminar will cover the costs associated with retirement and will help attendees calculate the amount of income they will need and how social security fits in to their overall retirement income plan.  

(Presenter: Sean Deasy-VALIC)
 
A light lunch will be provided 

Registration for this session opens on Feb. 1, 2019.
Register to attend - Social Security and Your Retirement

*Financial Wellness Workshops through October 15 are worth 10 (ten) Tier 2 wellness points. (limit 30 wellness points in this category)