Loans For Disadvantaged Students
Loans for Disadvantaged Students (LDS)
In order for the loan funds to apply to your student account, you must go online to accept the Loans For Disadvantaged Students (LDS) award on FlashLine. You also have the option to accept or decline your award on FlashLine. Select the My Account tab, then go to Financial Aid and click Financial Aid Awards-view, accept or decline. Once you submit your option, if you would like to make a change you must contact the Student Financial Aid Office. To receive the Loans For Disadvantaged Students (LDS) Funds, you must electronically sign the master promissory note. You will be notified via e-mail by our student loan billing service (Heartland Campus Solutions ESCI) when your loan is ready to be signed. Upon receipt of that e-mail, you can access the Master Promissory Note for your Loans For Disadvantaged Students (LDS) by logging onto the website for Heartland Campus Solutions ESCI, at https://www.ecsi.net/promgd/. You will need your personal ID number supplied by ECSI to access your Loans For Disadvantaged Students (LDS) documents. Heartland Campus Solutions ESCI will notify Kent State University once you have completed the loan signing process. If you signed your master promissory last year, you are not required to sign again. The signed Master promissory Note will cover all loans awarded under the Loans For Disadvantaged Students (LDS) program at Kent State University until this note expires (a period of up to ten years). You will be notified by email to review your disclosure statement and update your references.
For questions concerning this process, please contact the Bursar's Office at 330-672-2626 Option 2.