The High Deductible Health Plan (HDHP) is an option for all full-time benefits-eligible employees, including the bargaining units. As with all medical plans that Kent State offers, your medical premium includes your prescription and vision benefits.
Plan Highlights
- With the election of an HDHP, a Health Savings Account (HSA) can be created for you. For the 2024 plan year, Kent State will contribute to your HSA $1,300 for single plans or $2,000 for family plans. To increase your savings in your HSA, you can elect to contribute to the HSA at any time throughout the year. You can also increase or decrease your contributions throughout the year. Another great thing about an HSA is that it allows you to use your pre-tax dollars to pay for eligible healthcare expenses incurred by you or your eligible dependents.
- Got Dependents? No problem! You can enroll in the Dependent Care FSA that allows you to use pre-tax dollars to pay for DAYCARE expenses for dependents up to the age of 13 or for elderly care; however, be aware that you cannot increase or decrease your elections to your FSA during the plan year. Visit our FSA and HSA web pages for more information.
- Preventive services are covered at 100% with in-network providers at NO COST to you. Examples of preventive care services are annual exams, immunizations, and preventive screenings.
- Deductible for in-network providers: $3,200 for single coverage and $5,400 for family coverage.
- Coinsurance for in-network providers: $0.00
- Office Co-pays: $0.00
- Out of Pocket Maximum for in-network providers: $3,000 for single coverage and $5,400 for family coverage.
- Employer contribution to your health savings account (HSA) of $1,300 for single coverage and $2,000 for family coverage effective at the first of the year!
- Preventive Services for Medical Mutual High Deductible Health Plan and 85/60 PPO plan (PDF)
- Preventive Therapy Drug List (PDF)
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