CVS/Caremark - Prescription

You and CVS/Caremark....your prescription administrator.

All of the medical plan options include prescription drug coverage, which is provided through CVS Caremark. Under this plan, you can receive periodic prescriptions through your local retail pharmacy for up to three refills. For maintenance prescriptions (prescriptions taken on a regular basis for an extended period of time), you will then need to use CVS Caremark mail-order pharmacy service. Your share of the cost for prescriptions is:

• 10 percent - Co-insurance for generic drugs

• 20 percent - Co-insurance for brand name drugs

• 40 percent - Co-insurance for brand name drugs when a generic is available

As another layer of protection, the maximum you will pay out of pocket for any prescription is $60. The maximum applies to both retail and mail order programs and caps your prescription cost regardless of whether your co-insurance is 10, 20 or 40 percent. The exception to the $60 maximum is if you receive a brand name medication when a generic equivalent is available. In this case, the maximum co-insurance is $100, unless your physician has specified that the prescription be dispensed as written.

The mail-order prescription drug program continues to be a great way to save both you and the University money on your prescriptions. Mail-order prescriptions may be picked up at any CVS pharmacy.

What's NEW for 2017?

• The CVS/Caremark Minute Clinic has got you covered!  Co-pay for the visit has even gotten lower--$10! 

  Minute Clinic is a division of CVS Health, the largest pharmacy health care provider in the United States. They have 1,100 locations and offer convenient, high-quality care for common family illnesses. The practitioners can evaluate, diagnose and treat a variety of minor illnesses and injuries, including bronchitis, flu, strep throat, bladder infections, minor burns and cuts, insert stings and more.  Effective January 1, 2017, Kent State University’s members can visit any participating clinic for a $10 copay for office visit, that’s a savings of $5. 

• CVS/Caremark, smoking cessation,  Wellness at Kent State and INCENTIVES...what do they have in common?

• Caremark and the High Deductible Health Plan.  Get informed and view the video from CVS/Caremark explaining more about the High Deductible Health Plan (HDHP). 

• CVS/Caremark mobile app helps you save time and money.