Your Medical Plans | Kent State University

Your Medical Plans

Anthem and Medical Mutual partnering with Kent State continues to offer quality, affordable and competitive health care benefits that support a commitment to you and your family's health and wellness. 

 

What is a Healthcare Comparison Modeler?

The Healthcare Comparison Modeler is a tool to assist benefits-eligible employees in comparing the healthcare plans offered by Kent State University.  This tool is only meant to be used as a guide as you determine which plan may be the most cost effective for you and your family.  After reviewing the plans below, simply select the Excel tab (at the bottom of the worksheet) for Bargaining or Non-Bargaining unit and enter your information.  

Contact University Benefits for questions about any of the healthcare plans offered by calling 330-672-3107 or email benefits@kent.edu.

Healthcare Comparison Modeler (Excel)

What are the coverage points for the 85/60 medical plan?

The 85/60 medical plans are available to NON-BARGAINING unit employees ONLY.

 

As with all our medical plans, your premium still includes your prescription and vision benefits.  Unlike the current traditional 90/70 and 80/60 medical plans, preventive care is covered 100% with in-network providers at NO COST to you. (ie: annual exams, immunizations, preventive screenings, preventive medicines).  The coverage highlights for the 85/60 medical plans are as follows:

 

What is a High Deductible Health Plan (HDHP)?

The High Deductible Health Plan is an option for all full-time benefit eligible employees (including bargaining unit members) to choose.  Don't forget, along with the election of a High Deductible Health Plan, a Health Savings Account will be created and Kent State will contribute $1,000 or $2,000, at the start of a new plan year, to your Health Savings Account according to your election of single vs family plan.  NOTE:  As a newly hired employee, the employer contribution will be prorated as the year continues.

 

As with all our medical plans, your premium still includes your prescription and vision benefits.  Unlike the traditional 90/70 and 80/60 medical plans, preventive care is covered at 100% with in-network providers at NO COST to you.  The coverage highlights for the high deductible plans are as follows:

 

 

What are the coverage points for the 90/70 PPO medical plan?

The 90/70 plan is available to bargaining unit members only.  As with all our medical plans, your premium still includes your prescription and vision benefits.  

 

  • Deductible for in-network providers:  $250 for single coverage and $500 for family coverage.
  • Coinsurance for in-network providers:  10%
  • Out of Pocket Maximum for in-network providers:  $750 for single coverage and $1,500 for family coverage.
  • Office copays: $15 for primary care doctors and $30 for specialists.
  • In this plan, in-network inpatient, outpatient, and diagnostic services are covered at 90% after the deductible is satisfied. Out-of-network coverage for these services is covered at 70% after the deductible has been satisfied.
  • 2017 Medical Mutual 90/70 & 80/60 Plan Booklet (NOTE:  The plan remains the same).
  • 2017 Anthem Blue Cross/Blue Shield 90/70 & 80/60 Plan Booklet (NOTE:  The plan remains the same).
  • More details can be reviewed with the 2018 Medical Comparison Chart: Bargaining (PDF)

What are the coverage points for the 80/60 PPO medical plan?

The 80/60 plan is available to bargaining unit members only.  As with all our medical plans, your premium still includes your prescription and vision benefits.  

 

  • Deductible for in-network providers:  $350 for single coverage and $700 for family coverage.
  • Coinsurance for in-network providers:  20%
  • Out of Pocket Maximum for in-network providers:  $900 for single coverage and $1,800 for family coverage.
  • Office copays: $15 for primary care doctors and $30 for specialists.
  • In this plan, in-network inpatient, outpatient, and diagnostic services are covered at 80% after the deductible is satisfied. Out-of-network coverage for these services is covered at 60% after the deductible has been satisfied.
  • 2017 Medical Mutual 90/70 & 80/60 Plan Booklet (NOTE:  The plan remains the same).
  • 2017 Anthem Blue Cross/Blue Shield 90/70 & 80/60 Plan Booklet (NOTE:  The plan remains the same).
  • More details can be reviewed with the 2018 Medical Comparison Chart: Bargaining (PDF)

 

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