Optional Insurance Benefits Kent Employee Benefits Insurance Benefits Optional Insurance Benefits Kent State University provides the following optional benefits to full-time faculty and staff.Voluntary Accidental Death and Dismemberment InsuranceVoluntary Group Term Life Voluntary Indemnity PlansVoluntary Long-Term Care InsuranceVoluntary Whole Life Insurance Optional Insurance Benefits Voluntary Indemnity Plans Voluntary Long-Term Care Insurance Voluntary Accidental Death or Dismemberment Voluntary Group Term Life Voluntary Whole Life Insurance