Loans and Grants

Q. What is a Federal PLUS loan and how can I get one?

A Federal PLUS loan is a federally regulated loan that a parent/step-parent may borrow to help cover the cost of their child's education. A FAFSA must be completed and on file at Kent State University. Kent State University will determine the eligibility amount.  A credit check will be processed by the Loan Origination Center (LOC). Kent State University (and the parent) will receive notification of the credit decision . If you passed the credit review, a promissory note needs to be assigned. Visit to complete your master promissory note.

If the student has maintained the eligibility requirements, the net amount of the loan (loan amount borrowed minus an origination fee) will be applied to the student's account. A refund check will be mailed to the parent, which may then be used to aid in the cost of the student's educational expenses. Repayment on PLUS loans begin immediately.

If the parents are denied a PLUS loan after the credit check, the family has the option to resolve the credit problems, obtain a co-signer (endorser) or the student may be able to receive additional federal unsubsidized loan funds.

Learn more about Loans

Q.  why has the amount of my federal pell grant changed?

Students who are eligible for a Federal Pell Grant are awarded based on enrollment.  If your enrollment has changed prior to the start of classes, that will affect the amount of Pell grant in which you are eligible.  After the first week of class, at the time of the Census date, the Federal Pell Grant amount will not longer update due to the addition of classes.  Students will be notified of the Census date and process via email each semester.

Learn more about Grants