Establishing a U.S. Bank Account
Managing your finances can be one of the most important and challenging aspects of an enjoyable academic experience. Upon your arrival to Kent State, we encourage you to speak with a representative of a reputable local bank to learn about basic banking options available to you in the U.S. When selecting a bank, you should compare services, service charges and bank locations before making your decision.
Top Recommendations for Banking in the United States
- Establish a U.S. bank account in order to help secure your funds and manage your finances. It can also help make paying for necessary items such as housing, food, books, and tuition easier.
- When traveling, limit the amount of cash you carry for safety. You may want to consider getting an International Gift Card or Pre-paid Travel Card. NOTE: Some banks may not be able to process cash advances on pre-paid travel cards, and there may be ATM fees which can be very costly. Ensure to review all tuition payments options for your university to ensure you’re selecting the one that best fits your needs.
- Avoid sharing account numbers, personal identification numbers (PIN) or passwords with anyone.
- Be cautious of doing business with people that you do not know.
- Keep the bank updated on changes to your contact information and when traveling overseas.
What You'll Need
When you open a U.S. bank account, you will need two forms of identification. Your Passport is a mandatory primary form of identification, and either an I-94 form, Visa, I-20 or ESTA is acceptable as a secondary form of identification. In addition, having a local address and U.S. phone number is important when establishing a new account. (Please note that P.O. Box will not be accepted as address) Please note that the requirements may vary depending on the financial institution.
Although students can select the financial institution that best fits their financial needs, Kent State does host a trusted, reputable bank right on campus - PNC Bank. There’s an electronic office located on the first floor of the Kent Student Center with operating hours of Monday – Friday 9:00 a.m. – 4:00 p.m. Plus, PNC also has 6 ATMs located throughout campus for your added convenience. If you choose PNC Bank, they offer Virtual Wallet Student® which features many benefits including one free incoming wire transfer per monthly statement period.1 To learn more about the banking products and services offered by PNC Bank, visit pnc.com/kentstate, locate PNC representatives during Orientation or stop by the branch right on campus. PNC Bank offers Kent State students several convenient banking options such as linking your PNC account to your FLASHcard and international wire transfers directly to your PNC checking account.
1 Customers in the Student Banking program who are enrolled at a designated PNC Alliance or Access school will receive 1 free domestic or international incoming wire per statement period. Otherwise, a $15 incoming wire fee will apply to all incoming wires.©2018 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC
Additional resources to help avoid financial fraud and scams
- Scams and Frauds | USA Government
- Federal Trade Commissions | Consumer Information: Scam Alerts
- FastWeb! | Beware: Student Scams
- PNC Bank | Security and Privacy