How does my prescription coverage work when enrolled in a High Deductible Health Plan?
When enrolled in the High Deductible Health Plan, you can expect to pay the negotiated price for your prescriptions, that are not on the Preventative Drug List, until your HDHP annual deductible is met.
Coverage highlights of the High Deductible Health Plan (HDHP)
The High Deductible Health Plan (HDHP) is an option for all full-time benefits-eligible employees, including the bargaining units. As with all medical plans that Kent State offers, your medical premium includes your prescription and vision benefits.
What is default status and what does it mean for me?
New Employees have 31 days to enroll from their date of hire. If you do not select a plan within that time, you default into "refused coverage" status and you cannot select a plan until open enrollment, or until a qualifying life event occurs. Simply put, TAKE ACTION!! Review your benefits offerings and actively select a plan that works for you and your family.
Coverage highlights of the 85/60 plan
As with all our medical plans, your medical premium includes prescription and vision benefits. The following are what you can expect if you select the 85/60 plan:
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If I opt-out of Kent Coverage, then lose insurance, what then?
If you opted out and later lost insurance coverage, you can enroll in Kent State's plans under a Qualifying Event. A qualifying event is a major life event such as loss of insurance coverage, birth, adoption, marriage, and/or divorce. Qualifying life events may make you eligible to enroll in benefits or make changes to your benefits outside of the annual open enrollment period. Just email benefits@kent.edu within 31 days of the qualifying event to enroll or make any necessary chang