On the Medical Mutual plans, your medical premium includes prescription and vision benefits. The 85/60 health insurance plan offers a lower deductible, but a higher monthly premium. The plan covers preventive annual exams, immunizations, and preventive screenings at no cost to the employee. Other in-network inpatient, outpatient, and diagnostic services are covered at 85% after the deductible is satisfied. Out-of-network coverage for these services is covered at 60% after the deductible has been satisfied.

If you opted out and later lost insurance coverage, you can enroll in Kent State's plans under a Qualifying Event. A qualifying event is a major life event such as loss of insurance coverage, birth, adoption, marriage, and/or divorce. Qualifying life events may make you eligible to enroll in benefits or make changes to your benefits outside of the annual open enrollment period. Just email benefits@kent.edu within 31 days of the qualifying event to enroll or make any necessary chang

Sometimes employees have other insurance through their parents or a spouse/domestic partner. If you are not covered under Kent State's insurance, you can receive $50 per pay ($100 per month) for opting out. Opting out means that you chose not to receive the medical, vision, prescription, and dental benefits through Kent State. To receive the cash incentive, you will need to submit an affidavit of alternate coverage (PDF). 

Current Kent State students must complete this application for program consideration:

PTA Application